Lead - Retail Asset Audit - NBFC - CA

About:

- Experience in undertaking audit for retail asset products and performing audits for retail lending business as per the risk-based audit plan.

- Conduct independent assessments, identify associated risks and mitigants, perform financial analysis, and highlight gaps

- Review, documentation, pre- and post-disbursement conditions and monitoring practices and controls including Early Warning Signal (EWS) identification mechanism and its effectiveness.

- Identify potential weaknesses in risk evaluation, monitoring and overall related processes, and recommend appropriate corrective actions.

- Review adherence to internal processes and regulatory guidelines, ensuring alignment with company policies.

- Assess and recommend improvements to governance processes, risk management, and controls, while promoting strong ethics, accountability, and effective performance management.

- Undertake audits, special investigations, or reviews at the request of Audit Committee of Board (ACB), Senior Management or Regulators.

- Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.

- Lead and mentor audit teams by reviewing their work, overseeing audit findings, and facilitating discussions with auditees to ensure effective closure and coordination across departments.

- Travel to branches PAN India for audits as and when required.

- Preparation of audit reports with adequate documentation and post-report activities and closure of the audits in system.