Lead - Data Scientist - BFSI/FinTech - IIT/IIM/ISI/BITS

Description:

Location: Delhi NCR

Experience: 6+ years

Preferred Education: Tier-1 Institutes (IIT, IIM, ISI, BITS, etc.)

About the Role:

We are looking for an experienced Data Science Leader with strong expertise in Banking and Debt Collections. You will build predictive models, develop analytical frameworks, and use advanced AI/ML techniques to optimize collection strategies, customer segmentation, and recovery performance.

Key Responsibilities:

- Build and deploy collection models (roll-rate, cure-rate, propensity-to-pay, NBA).

- Develop segmentation, dashboards, and performance metrics for collections.

- Apply advanced analytics and ML (NLP, prescriptive analytics, reinforcement learning).

- Partner with risk, strategy, and operations teams to drive data-driven decisions.

- Ensure data integrity, strong pipelines, and regulatory compliance.

Qualifications:

- Bachelors/Masters from a Tier-1 institution.

- 6- 12 years of experience in data science/analytics in BFSI or FinTech.

- Strong experience in collections analytics, credit/risk models, or segmentation.

- Proficiency in Python, R, SQL, ML frameworks, and BI tools.

- Experience working with global banks.

Preferred Attributes:

- Strong business understanding of collections lifecycle.

- Excellent communication, analytical, and stakeholder-management skills.

- Knowledge of compliance in debt management.

Why Join Us:

Work with global teams to shape the data science strategy for collections, leverage advanced AI/ML tools, and make a high-impact contribution in a fast-evolving digital banking environment.