Description: The Lead - Credit Risk will be responsible for building credit risk models, driving underwriting and credit decisions, and ensuring optimization across risk, pricing and business growth. - The incumbent will play an important role in shaping the lending products and processes, ensuring they are built on a solid foundation of prudent risk management. - Credit Decisioning: Leverage or build advanced credit risk models (functional rule based / heuristics and machine learning models) and lead critical credit decisions - Team Collaboration: Provide effective credit oversight to colleagues leading our credit teams - Risk Strategy Development: Develop, implement, and monitor risk strategies across credit underwriting, limit assessment, pricing, and collections - Data Utilisation: Work extensively with Credit Bureau, Bank statement, financial data. Identify and evaluate alternate data features to explore credit expansion opportunities - Team Development: Coach and mentor younger team members to create a world-class credit team both in functional credit analysis and machine learning based models - Reporting and monitoring Systems: Drive robust monitoring and alerting systems for early warning signals of delinquencies in the portfolio, ensuring agility in decision-making. Perform Root cause analysis and present those to stakeholders in a timely fashion - Underwriting: Responsible for managing the underwriting operations and performing risk assessment for various policies. End-to-end underwriting analysis of core business including risk selection, primarily simple costing, contracts review and structuring; incorporating and improving relevant technology to make informed decisions. - Grow the core business by developing opportunities in the portfolio in collaboration with relevant specialists

Delhi NCR

Lead - Credit Risk Analyst 

Job Description for Lead - Credit Risk Analyst  in Private in  Delhi NCR for (8-13) years of experience. Apply Now!