Position: Credit Analytics Lead Experience: 5+ yrs Location: Remote Job Type: Permanent Qualification: B.Tech \ B.E / MCA Job Overview: You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the MSME Loans portfolio, create a user valuation model, and propose new product and pricing strategies. Responsibilities: - Own the Credit policy for MSME Loans in India - Collaborate with cross-functional teams to design and implement credit policies and underwriting guidelines tailored to the needs of MSME borrowers. - Monitor the performance of the MSME loans portfolio and identify trends, anomalies, and emerging risks - Ensure compliance with KYC norms, regulatory requirements, and internal risk management standards - Monitor and update credit policy to optimize for company risk, profitability, and growth targets - Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production - Lead weekly credit committee meeting to share performance updates and analyses - Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts - Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability - Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis - Support the marketing and product team with their data needs Requirements: - Fluency in SQL and R/Python - Previous experience in analytics and/or quantitative modeling, using large datasets - Experience analyzing, visualizing and communicating impactful insights to management, investors and / or auditors - Strong strategic thinking and problem-solving skills - 5+ years relevant experience in Credit Analytics with at least 2 years experience in Credit Analytics for MSME Loans in India - Enthusiasm for working across cultures, functions, and time zones Mandatory: Stability in Career. MSME Loans experience. Credit Analytics in Fin Tech Industry. Fluency in SQL & Python

Delhi NCR

Mumbai

Bangalore

Hyderabad

Pune

Chennai

Lead - Credit Analytics - MSME Loans 

Job Description for Lead - Credit Analytics - MSME Loans  in Client of Gamifi in  Delhi NCR Mumbai Bangalore Hyderabad Pune Chennai for (5-7) years of experience. Apply Now!