Lead Analyst - Credit Analysis -Corporates -Mid/Large -Global Banking-7 Years -Mumbai

Drive Credit Decisions for Global Corporates. Lead with Insight.

Step into a high-impact corporate credit role focused on mid to large corporate clients, including exposure to global clients and international banking portfolios. This opportunity is ideal for professionals who excel in deep fundamental credit analysis, structured credit writing, and stakeholder-facing roles within a fast-paced, deadline-driven environment.

Role Snapshot

As a Lead Analyst - Corporate Credit, you will lead end-to-end credit assessment and rating assignments for mid and large corporate entities, supporting global banking and international lending teams. Your analysis will directly influence credit decisions across diverse sectors and geographies.

Domain - Corporates Credit (Mid/Large)

Industry - Global Banking , Financial Services

Key Responsibilities

- Perform comprehensive corporate credit assessments for mid to large corporates, including global and internationally exposed clients

- Lead credit appraisal, rating, and review assignments across multiple sectors

- Prepare detailed credit reports covering business risk, industry analysis, management assessment, financial strength, and outlook

- Conduct financial statement analysis, ratio analysis, cash flow assessment, projections, and stress scenarios

- Develop and maintain financial models and peer benchmarking for corporate portfolios

- Undertake periodic credit reviews, surveillance, and portfolio monitoring

- Evaluate credit proposals and recommend internal credit ratings / risk opinions using defined frameworks

- Track macroeconomic trends, sector developments, and regulatory changes impacting corporate credit

- Present and defend credit views to senior stakeholders, committees, and global clients

- Support ad-hoc credit research and special projects

- Mentor and guide junior analysts, ensuring quality, accuracy, and timeliness

Requirements:

- 7+ years of experience in corporate credit analysis / credit research

- Strong exposure to mid and large corporate clients, preferably with global clients or global banking portfolios

- Hands-on experience across credit appraisal, rating, reviews, and surveillance

- Excellent understanding of financial statements, cash flows, and credit risk drivers

- Strong credit report writing and presentation skills

- Ability to work independently and form well-reasoned credit opinions

- Exposure to global lending practices, international clients, or cross-border credit (preferred)

- Strong stakeholder management skills and ability to perform under tight timelines

Qualifications

- CA / MBA (Finance) / CFA / FRM / PGDBM

Why This Role Stands Out

- Exposure to mid and large corporates with global operations

- Opportunity to work closely with international banking and global credit teams

- High-visibility role influencing key corporate credit decisions

- Strong learning environment with leadership exposure and career growth