Kshema General Insurance - Group Chief Financial Officer - CA

About Us :

Kshema Group is involved in the business of AI based Tech solutions for Financial sector and contributing to Climate Resilience for Rural Economies..

It has a pan India presence with more than 500+ employees on roles apart from 500+ contractors.

Job Description :

As an emerging Group, it is looking to hire Group CFO. The person would be the strategic anchor-balancing regulatory compliance, capital efficiency, and innovation across insurance, broking and technology businesses. It involves oversight of multi-entity operations, consolidation of financials, and alignment of business strategy with regulatory and investor expectations.

Key Responsibilities :

Holdco-Level :

i. Lead consolidated financial reporting, risk, budgeting and forecasting across all entities.

ii. Manage capital allocation, treasury operations and liquidity planning.

iii. Oversee corporate governance, board presentations and investor relations.

iv. Drive group-wide risk management, tax optimization and compliance.

v. Monitor /ensure timely compliance of statutory and regulatory matters

vi. Support group level capital formation activities.

vii. Build systems and processes for going public.

Non-Life Insurance Company :

i. Monitor regulatory, compliance and F&A aspects.

ii. Build strong MIS, control mechanisms and group level integration of information in a timely manner

iii. Manage investment portfolio within IRDAI guidelines.

iv. Support entity level capital formation activities.

Technology Company :

i. Support in building revenue and finance models for SaaS/insurance-tech solutions.

ii. Monitor regulatory, compliance and F&A aspects.

iii. Build strong MIS, control mechanisms and group level integration of information in a timely manner

iv. Handle segregation and monetization on need basis.

v. Monitor R&D investments, product commercialization and ROI.

vi. Support entity level capital formation activities.

Insurance Broking Company :

i. Oversee revenue streams from commissions, fees, and advisory services.

ii. Ensure compliance with IRDAI broking regulations.

iii. Monitor regulatory, compliance and F&A aspects.

iv. Drive financial performance monitoring across multiple states.

v. Support expansion strategy through financial planning and risk assessment.

Core Competencies/ skills :

- Deep expertise in BFSI and technology sectors with through understanding on regulatory frameworks (IRDAI, SEBI, RBI etc.).

- Proven track record in multi-entity consolidation and capital structuring.

- Strategic leadership in fundraising, investor relations and M&A.

- Strong understanding of technology-driven financial models and digital ecosystems.

- Ability to manage geographically dispersed operations with diverse business models.

Qualifications & Experience :

- Chartered Accountant (CA) or CFA; MBA (Finance) preferred.

- 25+ years of progressive finance leadership experience, with at least 5 years in financial services in senior positions.

- Experience in managing teams, group structures, regulated entities.

- Demonstrated success in capital formation, compliance and strategic advisory.

- Ability to handle ERP/ Tally / Financial analytics, Financial models.

- Strong leadership, communication and presentation skills with ability to manage all relevant stakeholders.

- Analytical mindset with ability to balance detail and strategic vision.

- Integrity, transparency and commitment to excellence in governance.

- Collaborative approach to working across diverse teams and geographies.