KredX - Senior Operations Analyst - KYC

Job Description: Senior Operations Analyst (KYC)

Company\: KREDX Group of Companies.

URL: www.kredx.com

Position: Senior Operations Analyst (KYC)

Duration: 5+ Years

Work Location: Bangalore.

What started in 2015 as a mission to solve working capital challenges has evolved into a comprehensive financial solutions ecosystem. Today, KredX powers businesses of all sizes with innovative financial solutions.

KredX stands as India's leading integrated supply chain finance solutions provider, holding both RBI's TReDS license and IFSCA's ITFS license - making us one of the few double-licensed entities in India. We drive domestic trade financing through our Domestic Trade Exchange (DTX) platform, facilitate cross-border trade financing solutions through our Global Trade Exchange (GTX), and deliver AI-powered intelligent finance automation that streamlines end-to-end financial operations for enterprises worldwide.

The KredX Suite of Products:

DTX (Domestic Trade Exchange): RBI-licensed TReDS platform enabling seamless MSME financing through invoice discounting.

GTX (Global Trade Exchange): IFSCA-licensed platform facilitating efficient import-export financing for cross-border trade.

CMS (Cash Management Solutions): AI-powered finance automation solution streamlining financial operations.

About Us:

DTX (dtxindia.in), powered by KredX, is an RBI-licensed TReDS platform (Trade Receivables Discounting System) that enables MSMEs to solve their working capital issues by getting paid early by their respective enterprises at the lowest cost. The DTX platform is enabled by a strong suite of finance automation technologies that makes the process for the entire ecosystem (Corporates, MSMEs & Banks) quick, safe & easy.

Role Overview

We are seeking a highly skilled and detail-oriented Senior KYC Analyst to join our Operations team at DTX. In this pivotal role, you will lead the Know Your Customer (KYC) process, ensuring that our organization adheres to regulatory requirements while maintaining the integrity of our customer relationships. You will leverage your expertise to enhance our KYC framework, participate in thorough risk assessments, and provide strategic guidance on customer due diligence.

Responsibilities

- Lead and oversee the KYC process, including customer identification and verification, risk assessment, and ongoing monitoring of customer relationships.

- Conduct detailed investigations into customer backgrounds, transactions, and regulatory compliance to identify potential risks and suspicious activities.

- Develop and implement KYC policies and procedures to ensure compliance with regulatory requirements and industry best practices.

- Collaborate with internal stakeholders, including compliance, legal, and operations teams, to address KYC-related issues and enhance cross-functional processes.

- Provide training and mentorship to junior analysts, fostering a culture of compliance and continuous improvement within the team.

- Stay updated on regulatory changes and emerging trends in the financial services industry to proactively adapt KYC strategies.

Required and Preferred Qualifications

Required:

- 5+ years of experience in KYC, AML, or related compliance roles within the financial services industry.

- 3+ years of working within a Treds framework ( Is prefered).

- Strong understanding of KYC regulations, customer due diligence requirements, and risk assessment methodologies.

- Proven ability to analyze complex data sets and draw actionable insights to mitigate risks.

- Excellent written and verbal communication skills, with the ability to effectively present findings to diverse audiences.

Preferred:

- Experience with KYC software tools and technologies, such as Actimize, Amlify, or similar platforms.

- Certification in anti-money laundering (AML) or related compliance certifications (e.g., CAMS, CFE).

- Knowledge of global financial regulations and the ability to adapt processes for international compliance.

Technical Skills and Relevant Technologies

- Proficiency in data analysis tools (e.g., SQL, Excel) for conducting investigations and generating reports.

- Experience with risk assessment frameworks and methodologies related to KYC compliance.

- Familiarity with regulatory reporting requirements and tools.