Kreditbee - City Head - Business Loans

Description:

- Lead and manage the Business Loan vertical for the Bangalore region.

- Drive sales, acquisition, and portfolio growth across unsecured and secured business loan products.

- Manage and motivate a team of Sales Managers, Relationship Officers, and Channel Partners to achieve monthly and quarterly targets.

- Identify and onboard new channels/partners to expand business reach.

- Monitor business performance metrics disbursements, delinquency, and TAT.

- Collaborate closely with Credit, Risk, Operations, and Collections teams to ensure smooth loan processing and high portfolio quality.

- Ensure adherence to company policies, compliance norms, and audit requirements.

- Conduct market analysis and competitor benchmarking to identify new business opportunities.

- Drive customer experience and satisfaction through efficient service and issue resolution.

Requirements:

- 5-10 years of experience in Business Loans / SME Lending / LAP / Working Capital domain.

- Proven track record in team handling and achieving business targets.

- Strong understanding of credit principles, financial documentation, and business evaluation.

- Excellent leadership, communication, and relationship management skills.

- Preferably from NBFC / Fintech / Bank background.

Disclaimer:

This job description is intended to outline the general nature and key responsibilities of the position. It is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the role. The responsibilities and qualifications described may be subject to change, and other duties may be assigned as needed. Employment is at-will, meaning the employee or the employer may terminate the employment relationship at any time, with or without cause, and with or without notice.

Data Utilization Disclaimer:

By applying for this position, you acknowledge and agree that any personal data you provide may be used for recruitment and employment purposes. The data collected will be stored and processed in accordance with our privacy policy and applicable data protection laws. Your information will only be shared with relevant internal stakeholders and will not be disclosed to third parties without your consent, unless required by law.