Director of Engineering

Location: Bangalore (Onsite)

Function: Engineering Leadership

Team Size: 150 Engineers | 5-6 Engineering Leads

About the Role:

KreditBee is scaling aggressively, and the engineering backbone needs a leader who can bring order, velocity, and long-term architecture thinking. This is not a cosmetic leadership role. You will own the re-architecture of our underwriting and loan-origination systems, break long-standing silos, and transform a firefighting-heavy environment into a high-velocity, high-accountability engineering organization.

If you can't operate in chaos, influence without drama, and deliver at scale this role will eat you alive.

If you can you'll shape one of India's largest lending platforms.

Key Responsibilities:

Engineering Vision & Execution

- Define and execute a multi-year engineering roadmap that supports lending growth and new business lines.

- Lead the re-architecture of the underwriting and loan-origination platforms to improve reliability, performance, and scalability.

- Drive platform modernization while ensuring day-to-day delivery doesn't slow down.

Velocity & Delivery Excellence

- Improve release velocity by 50% within the first 12 months through process, tooling, and cultural upgrades.

- Establish engineering quality standards, CI/CD maturity, and disciplined release management.

Team Leadership & Org Scaling

- Lead a 150-member engineering org through 5-6 engineering leads.

- Foster a culture that replaces firefighting with deliberate design, data-driven decision-making, and predictable execution.

- Build strong cross-functional partnership with Product, Data, Risk, and Business.

Breaking Silos & Engineering Culture

- Collapse existing silos and introduce a unified engineering operating model.

- Build systems, rituals, and operating mechanisms that reduce chaos and improve alignment.

- Bring clarity and accountability to decision-making, technical ownership, and delivery timelines.

Architecture & Technical Depth

- Provide high-level architectural guidance on distributed systems, microservices scaling, data platforms, and security/compliance guardrails.

- Ensure systems meet the demanding needs of regulated lending, underwriting accuracy, and high-volume transactions.

Operational Excellence

- Own uptime, performance, and stability of critical systems.

- Introduce observability, root-cause culture, and preventive engineering practices.

- Partner with DevOps & SRE teams to build scalable infra and optimize cost.

Key Outcomes (First 6-18 Months)

You will be measured on:

- 50% improvement in release velocity and reduction of engineering cycle time.

- Delivery of the re-architected underwriting and loan-origination engine without business disruption.

- Breaking down silos and establishing a unified engineering operating model.

- Reducing firefighting by introducing system stability, observability, and preventative practices.

- Elevating technical decision-making speed and reducing dependency on hero culture.

Required Experience

- 15+ years in engineering with at least 5+ years leading large, multi-team orgs.

- Proven track record of scaling high-traffic platforms in fintech or adjacent domains.

- Deep experience in lending/underwriting systems, risk engines, or financial platforms.

- Demonstrated success in re-architecture, platform modernization, and org transformation.

- Strong command of distributed systems, microservices, data architecture, and cloud infra.

- Ability to operate in high-growth, high-pressure environments.