Kotak Mahindra Bank - Strategy & Business Performance Role - Financial Planning & Analysis - Consumer Banking

Strategy & Business Performance - Consumer Bank | FP&A

Role Overview

A high-impact, high-visibility strategy role within the Consumer Bank's FP&A function, serving as an internal consultant to senior leadership. The incumbent will transform financial and operational intelligence into outcome-driven action - shaping resource allocation, driving fiscal discipline, and unlocking productivity across the franchise.

Key Responsibilities

- Strategic Analysis - Mine complex financial and business datasets to surface trends, inefficiencies, and performance gaps across the Consumer Bank.

- Ground-Level Intelligence - Engage directly with frontline sales teams, business units, and customers to capture on-the-ground realities and translate them into strategic inputs for leadership. Bridge boardroom strategy with field-level execution.

- Actionable Recommendations - Develop insight-driven recommendations on efficiency, cost optimisation, and return on resources.

- Decision Frameworks - Build structured problem statements and analytics models that enable leadership to evaluate trade-offs and prioritise with clarity.

- Cross-Functional Projects - Lead high-impact workstreams spanning budgeting, network strategy, cost transformation, and performance management.

- Executive Communication - Craft board-ready presentations and management narratives that distil complex analyses into compelling storylines.

Key Skills & Capabilities

- Strategic Thinking - Ability to connect data with business context and drive from analysis to action.

- Financial Acumen - Strong grounding in P&L dynamics and FP&A disciplines.

- Ground-Level Connect - Willingness to step beyond spreadsheets and engage with sales teams, branches, and customers to inform strategy.

- Stakeholder Influence - Ability to influence without authority and engage credibly with senior leadership.

- Structured Problem-Solving - Comfort with ambiguity; ability to break unstructured problems into actionable workstreams.

- Communication - Exceptional skills in preparing executive-level materials.
Experience & Qualifications

- Prior experience in strategy, consulting, FP&A, or business analytics - preferably in financial services.

- Track record on high-impact, cross-functional initiatives with senior leadership exposure.

- Experience engaging with frontline or customer-facing teams to derive business insights will be highly valued.

- Strong academic background in finance, economics, engineering, or management.

- Experience in retail distribution or network strategy is a distinct advantage.

- Maximum experience of 10 years

What Makes This Role Unique

This is a strategy role housed within FP&A - designed for someone who thinks like a consultant, operates like a business partner, and is equally comfortable in a boardroom as in a branch visit