Kotak Mahindra Bank - Manager - Credit Compliance

The key responsibilities would include the following:

- Reviewing select credit proposals which goes into Credit Committee (Level E2) and bringing out any regulatory inconsistencies.

- Reviewing credit related Policies, processes and notes. It involves giving feedbacks and advice to ensure the bank processes are comprehensive and compliant with regulatory guidelines.

- Supporting business/credit function of the bank by giving advisory on all credit and lending related matters from Compliance Perspective.

- Advising Credit monitoring team on various matters including CRILC reporting, LDS, Regulatory Returns etc.. including EWS parameters

- Advising Fraud Monitoring Group including RFA and Fraud Reporting

- Carrying out testing and monitoring of regulatory risk areas of credit to ensure compliance with RBI guidelines.

- Getting involved in implementation of new circular at Bank level on all credit and lending related matters.

- Assisting the team during the time of RBI Audit by co-ordinating and collaborating with stakeholders to provide information and details requested by RBI.

- Resolving the points raised by RBI in inspection reports including conducting root cause analysis for regulatory violations.

- Engage with regulators as and when required, to obtain clarity on the regulations.

Skills:

- CA/MBA with prior relevant experience.

- Should be well versed with recent developments as regards RBI regulations.

- Should have good verbal and written communication skills with an eye for detail.

- Ability to perform under pressure within the given time lines.

- Should possess good communication / interpersonal / problem solving skills and has to be a quick learner.

- Diligent, hard-working & a team player, with ability to drive outcomes when working with other stakeholders.

- Proficient in working on MS Office tools.