Kotak Mahindra Bank - Credit Manager

- Handling team of credit managers

- Structuring & customizing the products to suit the customer's requirements keeping in mind the risk profile, cash flows and security.

- Credit appraisal and underwriting.

- Ensuring compliance of the proposal with internal and external guidelines/requirements.

- Presenting the proposals to Approving authorities

- End to end monitoring of the portfolio

- Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reporting.

- Assessment of credit worthiness of potential customers.

- Presenting the proposals to Approving authorities

- Work closely with the Business Team.

- Responsible for the end-to-end monitoring of the portfolio