Kotak Mahindra Bank - Credit Analyst - Wholesale Banking - BIFIG

Job Role

- Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.

- Credit risk assessment of securitisation transactions (PTCs)

- Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.

- Doing client calls to understand their business model and risk management policies.

- Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.

- Ensuring that loans adhere to program, compliance, due diligence and industry requirements.

- Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.

- Escalate with action plan for non-compliances

- Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits

Job Requirements

- CA / MBA with at least 3-4 yrs relevant segment.

- Good understanding of Accounting Standards, Balance Sheet Analysis.

- Knowledge of RBI regulations, SEBI and other statutory bodies requirements.

- Good interaction and communication ability.

- Excellent verbal, written communication & presentation skills.