Kotak Mahindra Bank - Affluent Regional Manager

Affluent Regional Manager (Senior Vice President Grade)

Job Role:

- Enhancement of Deposit pool from Customers.

- Establishing standards and delivery of service.

- Sale of non-deposit products. Cross selling targets progressively.

- Sale of MF and Insurance product.

- Fee Income.

- Branch Administration.

- Regulatory Compliance.

- Manage productivity and overall morale of branch team members.

- Overall responsible for break-even and P&L of branch.

Job Requirements:

- Overall 6+yrs of Banking experience; out of which 3-4yrs in Retail Liabilities.

- Must have had Sales experience and exposure, preferably of Liabilities product.

Qualifications - MBA / CA/ CA / IB

- Good Leadership skills (though more tactical than strategic).

- Thinker: Doer 40:60.

- In-depth understanding of financial instruments, markets and macro micro economic processes.

- Ability to carry along all the units involved in the customer service cycle to ensure customer DELIGHT.

- Liaising with product management team, marketing and other centers & verticals for new product

development, service enhancements and sales initiatives

Personality Traits & Required Skills:

- Should have the business acumen to spot the opportunities and make a business case to penetrate the market by preparing catchment specific strategy

- Ability to engage with various channels across consumer bank and leave a positive impact in every interaction

- Must be an effective communicator. Need to have good articulation skills

- Blend of service and sales orientation

- Should possess good analytical & presentation skills