About us: Kira Studio as an investment firm seeking a Credit Underwriter/Credit Manager for one of its fintech portfolio companies. The candidate must be having experience of lending or developing products on non collateral business loan/consumer loan/personal loan. The candidate must have sound knowledge on: - Data points to analyze using KYC documents, Bureau data, Financial statement, Banking Statement, Statutory documents, Legal documents, industry trends and other relevant information to assess creditworthiness of a borrower - Understanding to assess knowledge on referring data points related to business and industrial risk - Well aware about various data points required to evaluate the potential risks associated with each loan application by conducting risk analysis, including assessing repayment capacity, industry-specific risks - Sound knowhow on underwriting framework using traditional and non traditional data sources. - Strong knowledge about data providers and their data points to develop underwriting and monitoring process - Understanding of credit/fraud/collection risk assessment and basic know-how of how the fintech industry works. - Ability to determine credit limits, interest rates, and terms for approved loan applications. - Ability to develop credit underwriting frameworks The ideal candidate shall be: - A minimum of 3 years of working experience on the collateral free lending business with a Digital lending NBFC, or NBFC or Fintech companies. - Prior experience on taking decisions backed by data and getting them implemented by stakeholders. - Have been part of setting up basic credit underwriting processes - Proficient in MS Word and Excel and the ability to bring out insights from data. Why Join Us: - Be at the forefront of innovation in the fintech sector. - Embark on a journey where competitive remuneration awaits. - Prepare for an exhilarating, fast-paced growth environment where evolution is the only constant. - Collaborate with visionary minds who have played pivotal roles in building unicorns. - Work alongside brilliant individuals who have shaped industry giants. You'll not only contribute to product development but also help foster a team ethos. - Enjoy the flexibility of a dynamic remote work environment that spans different time zones. - Cultivate your own work-life balance with our self-managed leave policy. - Fuel your curiosity and personal growth with a dedicated learning budget.

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Kira Studio - Manager - Credit Underwriter 

Job Description for Kira Studio - Manager - Credit Underwriter  in Plugstone Edge LLP in  Any Location for (3-6) years of experience. Apply Now!