Job Description:
Bring your experience, skills, and passion to JPMorgan Chase. As part of Credit Risk Management, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Credit Risk Management is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Senior Associate within the Credit Risk Management team, you will play a pivotal role in driving analytics to monitor and diagnose portfolio performance, identify emerging risks and profitability headwinds, and recommend any account management actions. The role will help operationalize trigger-based insights for downstream strategy execution-enabling broader use cases such as customized customer messaging-in close partnership with stakeholders across Risk, Product, Technology, Marketing, Legal, and Compliance. The individual will provide disciplined second-line challenge to support early identification and of portfolio risks and unprofitable segments.
Job Responsibilities:
- Lead comprehensive analytics to measure and challenge key business initiatives and be able to independently generate solutions
- Provide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to life
- Work independently and in teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologies
- Conduct root cause analysis to provide clear, actionable recommendations to senior leadership and various stakeholders
- Prepare and present detailed risk monitoring reports to senior management and stakeholders, ensuring clear communication of findings
- Support the development and maintenance of the company's risk management framework, ensuring compliance with regulatory requirements
- Monitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit risk management best practices to continuously improve risk management processes
Required Qualifications, Capabilities, and Skills:
- Ability to logically structure and execute analyses using strong analytic, interpretive and problem solving skills
- Ability to translate complex analysis into practical solutions and create concise presentations with sound business conclusions
- A bachelor's degree or higher in a quantitative discipline (ex: Finance, Statistics, Economics, Mathematics, Operations Research, among others) or 3+ years of analytics experience
- Possess the drive to succeed, be results oriented, have high attention to detail, and independently make decisions
- Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
Preferred Qualifications, Capabilities, and Skills:
- Knowledge of consumer lending business
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