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Jean Martin Systems Reviews by Employees

Role: Private Credit Analyst Location: Mumbai/Chennai Compensation: Industry Standards Position Summary: As a Private Credit Analyst, you will play a key role in underwriting, and ongoing management of private credit investments analysis. You will perform in-depth financial analyses, prepare thorough credit memoranda, and monitor portfolio companies to help drive well-informed investment decisions and safeguard portfolio performance. Underwriting & Due Diligence - Build detailed financial models (income statement, balance sheet, cash flow) for middle market and lower middle market borrowers. - Spread historical and projected financials and stress test assumptions. - Conduct qualitative and quantitative due diligence (industry mapping, management interviews, customer calls, ESG screens). Credit Memo Preparation - Draft clear, data-driven investment memoranda outlining company background, industry dynamics, capital structure, covenant package, risks & mitigants, and return profile. - Present recommendations to Investment Committee and respond to follow-up questions. Portfolio Monitoring - Track borrower performance versus budget, covenant compliance, liquidity, and leverage metrics on a monthly/quarterly basis. - Identify early warning signals and craft action plans in partnership with portfolio managers. - Maintain internal ratings, exposure limits, and watch lists. Market & Sector Research - Analyse macro trends (rates, credit spreads, M&A flows) and sector-specific drivers affecting portfolio companies. - Provide thematic research for pipeline sourcing and strategy reviews. Risk Assessment & Reporting - Run scenario analyses and sensitivity tests to gauge downside risk. - Support valuation marks and quarterly fair value reporting under ASC 820 / IFRS 13. - Collaborate with risk, legal, and operations teams to ensure documentation and compliance. Cross Functional Collaboration - Partner with originators, legal counsel, and operations during deal execution. - Liaise with third-party consultants (accounting, tax, insurance, environmental) as needed. Eligibility Criteria - Education: Bachelor's degree in finance, Accounting, Economics, or a related field. CFA / CPA candidacy a plus. - MBA or CFA designation is a plus - Experience: 2-4 years in credit analysis, leveraged finance, investment banking, or corporate banking (private credit or direct lending strongly preferred). Skills & Competencies Technical Skills: - Advanced Excel & financial modelling (3 statement, DCF, LBO, capital structure modelling) - Proficiency with Bloomberg, Capital IQ, Pitchbook, or similar data platforms - Solid grasp of accounting principles, debt documentation, covenants, and cash flow lending metrics (EBITDA adjustments, leverage ratios, fixed charge coverage) - Analytical Rigor: Ability to synthesize complex data sets and distill actionable insights quickly - Communication: Excellent written and verbal skills; proven track record authoring investment or credit memos - Collaboration: Comfortable working in small, lean deal teams and interfacing directly with senior leadership, borrowers, and advisors Additional Strengths: - Financial analysis, risk assessment, and valuation skills - Excellent research, report writing, and communication skills - Experience in monitoring portfolio performance and market trends - Ability to work independently and as part of a team

Mumbai

Chennai

Jean Martin - Private Credit Analyst - JMI.Ai 

Job Description for Jean Martin - Private Credit Analyst - JMI.Ai  in JEAN MARTIN SYSTEMS INDIA PRIVATE LIMITED in  Mumbai Chennai for (2-4) years of experience. Apply Now!