Investments Manager - Underwriting

Expectations from this role:

- Own end-to-end underwriting for structured SME financing - from due diligence to deal structuring

- Evaluate borrower health using financial, operational, and legal filters, and recommend lending decisions

- Work closely with Product and Engineering teams to automate and refine credit workflows

- Lead internal reporting and MIS for credit and investment decisions

- Engage with cross-functional stakeholders (Sales, Legal, Customer Success) to ensure end-to-end credit hygiene and risk mitigation

Requirements:

- 4-6 years of experience in credit underwriting for SME loans at an NBFC/Bank/Digital lender

- Strong understanding of business cash flows, credit risk, financial metrics, and legal documentation

- Exposure to unsecured/structured lending products

- Analytical mindset and hands-on approach to problem-solving

- Familiarity with credit tools, dashboards, and systems like CRIF, CIBIL, Perfios, etc.

- Bachelor's degree in Finance, Commerce, or Economics or Chartered Accountant

- Self-starter with strong ownership and comfort working in a fast-paced, high-autonomy environment

Benefits :

- Ownership: We want you to feel like an owner & that will reflect in your salary and equity

- Resources: The best in class equipment for you to excel at work

- A good work-life balance: we do our best work when we're balanced

- Flexible vacation and work hours: We don't adopt conventional work practices that are meaningless for the type of work we do

- Great colleagues: We value a culture of authenticity, humility, and excellence. We want you to make a footprint on our culture