Investment Advisor

Role Title : Investment Advisor

Essential Service/Role & Location Fungibility:

The role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team. To achieve this, employees at Bank are expected to be role and location-fungible with the understanding that Banking is an essential service.

About the Role:

The Investment Advisor provides personalized investment advice to clients, focusing on long-term financial planning and wealth management. Investment Advisors take a holistic approach to financial planning and wealth management. Investment Advisors build long-term relationships with clients, offering comprehensive financial planning services. Investment Advisors typically have broader responsibilities, including estate planning and tax considerations.

Key Responsibilities:

- Understand client risk and return profile, identify investment opportunities, provide suitable solutions and ensure periodic investment portfolio review.

- Keep abreast with developments in global markets, investment products and opportunities.

- Liaise with central research / advisory / product teams / business divisions for identifying opportunities to cater to client's requirements.

- Work closely with the RM team to convert clients on investment advisory.

- Share with the client or prospective client house views on various asset classes.

- Showcase investment products to clients which may be of interest for them, or which are on the approved list.

- Explaining key risks and other features of products in which the client wishes to invest and updating the client on the same post sales.

- Assist the client in aligning his investments as per his needs and risk appetite in line with dynamic asset allocation.

- Broad understanding of financial products like Mutual funds, ETF, Structured products, PMS, AIF, etc.