Internal Auditor

Role Summary:

Responsibility to conduct audit as per the audit plan ensuring compliance with established internal control procedures by examining records, reports, operating guidelines and documentation.

Auditor will be responsible for execution of Thematic as well as Branch Audits ensuring compliance with regulatory requirements, and adherence to company policies.

Key Responsibilities:

- Audit Execution: Conducting audits to assess controls, operational efficiencies and compliance with policies, procedures and regulation.

- Detecting ineffective or inefficient practices and verifying financial records.

- Understand existing processes and evaluate the internal controls in those processes and provide assurance on the control environment.

- Audit Findings and Reporting: Prepare audit checklist and perform field work of auditable areas.

- Ensure the timely and accurate completion of the audits.

- Prepare detailed audit reports with findings, risk ratings, and actionable recommendations.

- Monitor implementation of audit recommendations and follow up on corrective actions.

- Collaboration: Interaction with stakeholders to discuss audit findings and recommendations for closure of audits in timely manner.

- Plan and conduct risk-based audits of branch operations, credit, collections, customer service

and KYC/AML compliance.

- Prepare detailed audit reports with findings, risk ratings, and actionable recommendations.

- Identify fraud risks and conduct investigations when irregularities are detected.

Qualifications & Skills:

- Education Qualification: Qualified CA/MBA with minimum 6+ years of experience in BFSI Audit.

- Strong understanding of NBFC regulations, lending operations, and branch processes.

- Excellent analytical, communication, and report-writing skills.

- Ability to travel extensively to conduct branch audits.

- Familiarity with audit software/tools and MS Office suite.