Internal Auditor

We are seeking a dynamic professional to lead the Retail Audit function within our Internal Audit team. The role involves end-to-end ownership of audit planning, execution, and reporting for retail lending businesses - ensuring process integrity, regulatory compliance, and operational excellence across branches and functions.

Key Responsibilities:

- Lead risk-based internal audits for the Retail Finance business (Home Loans, LAP, MSME, Consumer Lending, etc.).

- Develop and execute audit plans, identifying key operational and regulatory risks.

- Review audit findings, evaluate internal controls, and recommend improvements.

- Collaborate with business, risk, compliance, and operations teams to ensure timely issue resolution.

- Prepare and present audit reports to senior management and the Audit Committee.

- Mentor and guide team members in executing audits and improving audit quality.

- Conduct thematic reviews, process audits, and special investigations as required.

- Drive a culture of governance, compliance, and continuous improvement across the organization.

Desired Candidate Profile:

- Chartered Accountant (CA) / MBA (Finance) / CIA or equivalent qualification preferred.

- 8-12 years of internal audit experience in NBFCs, banks, or financial institutions.

- Strong understanding of retail lending processes - credit, underwriting, disbursement, and collections.

- Knowledge of RBI and NBFC regulatory frameworks.

- Excellent analytical, communication, and stakeholder management skills.

- Proven ability to lead audit teams and manage multiple audits simultaneously.