IndusInd Bank - Associate Relationship Manager

BU/Function - Commercial Banking

Reports to : Relationship Manager/Team Leader

Locations / Regions handled Pan India

Product Portfolio : Universal Banking Products including Working Capital, Term Loan, Structured Trade, FX, Investment Banking.

Overall Job Description:

- The candidate will be required to write good quality credits proposals, assist the Relationship Manager in operations of the existing portfolio and in acquiring new business.

- Candidate will be assisting the RM in effectively managing the portfolio of clients. Part of which is bringing aggressive growth through SANCTION & DISBURSEMENT of new to bank in the Corporate Banking segment.

Specific Roles and Responsibilities:

- Well versed with credit for note preparing and proposing & getting the case sanctioned from risk.

- Must be thorough with disbursement process (legal / valuation, etc.),

- Should have the ability and past experience of putting the case in front of committee for sanction,

- Should have knowledge of the local market where he / she knows the leading Mid Corporate Clients

- Ability to structure the facilities as per the client and bank's need.

Education and Work Experience Requirements:

EDUCATION:

Essential requirement: Graduate or Post Graduate

Preferred: CA / MBA Finance

WORK EXPERIENCE:

Essential requirement: Minimum 3 years and above

Preferred: 3 to 10 years work experience in the Banking Industry

Specific requirements

- Needs to have handled a similar role in a peer Bank,

- Multi-tasking with crisis management capabilities,

- Must be able to work under pressure and meet deadlines,

- Balanced Sales and credit orientation. Should have customer focus.

Desired Behavioural / Functional Traits

A] Behavioural Traits:

- Customer Responsiveness

- Energetic

- Self-Driven

B] Functional Traits:

- Process Management

- Excellent communication skills/Interpersonal skills - Analytical skills