&nbsp;State Credit Manager - AP &amp; Telangana - Evaluating credit proposals covering financial, business, market risk &amp; decision for unsecured and secured loan - Appraising borrowers financial, business and credit track record to assess the credit worthiness - Analysis of the financial statements, credit bureau reports, Bank statements, ITR and GSTN records of the customer to identify the short term solvency &amp; long term liquidity position - Effective implementation and coordination with agencies to prevent fraud, over valuation of property and legal risk, avoid negative belts &amp; high delinquency belts - To assess the credit risk and adopt suitable course corrections and give feedback to central policy and underwriting team for preventive actions - Build own team of Branch Credit Managers for the Andhra &amp; Telangana branches to manage ground controls and branch underwriting. - Understanding the customers requirements and ensuring quick service delivery - Overseeing Operational risk &amp; support functions including PDD, collections data and foreclosures requests - Monitor for checks on Frauds and Early Delinquencies; conduct regular branch audit - Regular monitoring of portfolio and collateral management to avoid any slippages on credit risk or operational risk elements Job Requirements: - Very strong understanding of credit policy and underwriting regarding Business Loans and LAP book in 5lacs to 50 lacs ticket size in the Andhra &amp; Telengana region - Strong knowledge about local geography and socio-economic strata of the state sales zone - Willingness to travel locally frequently to branches / customers / vendor / market visits

Hyderabad

Vijayawada

Vishakhapatnam/Vizag

Hiranandani Financial Services - State Credit Manager 

Job Description for Hiranandani Financial Services - State Credit Manager  in Hiranandani Financial Services in  Hyderabad Vijayawada Vishakhapatnam/Vizag for (8-12) years of experience. Apply Now!