Head - Technology

Job Description: Head - IT

Location : Chennai

Mandate:

- This role will serve as the primary architect of the organizations future Technology. The mandate is to bridge the gap between the deep-rooted physical presence and a world-class digital ecosystem. You will lead the transition from legacy systems to a high-velocity, API-first, and AI-driven platform that supports the organizational growth plan

Key Responsibilities :

1. Digital Transformation & Scale :

- Oversee the migration to a fully Cloud-Native infrastructure to support rapid scaling of new business verticals

2. Physical Ecosystem :

- Enhance the "Mobile-First" ecosystem for field agents and customers, ensuring seamless paperless documentation and real-time collection of data.

3. Product Innovation :

- Drive the technical roadmap for Embedded Finance and co-lending partnerships with Fintechs.

4. Governance & Security :

- Modernize the cybersecurity posture with Zero-Trust Architecture and ensure 100% compliance with evolving digital lending and data sovereignty guidelines.

5. Operational Excellence :

- Lead the integration of advanced treasury systems and RPA to automate back-office workflows, reducing manual intervention and operational risk.

Experience & Background :

1. Leadership Pedigree :

- 18-25 years of experience in technology, with at least 5 years in a senior leadership role (CTO, Deputy CTO, or Head of Digital) within a large-scale NBFC, Bank, or high-growth Fintech.

2. Proven Transformation :

- A track record of leading a successful large-scale digital migration or core-banking/lending system overhaul.

3. Domain Expertise :

- Deep understanding of the Indian lending landscape, including Vehicle Finance, LAP, and MSME credit cycles.

4. Education :

- B.E./B.Tech/M.Tech in Computer Science.

Skills & Attributes :

1. Tech Stack Mastery :

- Proficiency in Microservices architecture, Cloud (AWS/Azure/GCP), AI/ML frameworks, and Blockchain for secure document verification.

2. Agile Mindset :

- A champion of DevOps and Agile methodologies to increase the velocity of product launches.

3. Stakeholder Influence :

- Capable of building and mentoring a high-performance in-house engineering team.