Key Responsibilities:
- Define and drive credit policy, underwriting standards, and risk frameworks for LAP products
- Oversee credit appraisal, approval processes, and TATs to balance growth and asset quality
- Monitor portfolio performance, delinquency trends, and implement early warning and risk mitigation strategies
- Collaborate with business, collections, and risk teams to optimize customer acquisition and lifecycle management
- Lead credit automation, scorecard development, and process enhancements for efficiency and scalability
- Ensure regulatory compliance, audit readiness, and adherence to internal risk guidelines
Ideal Profile:
- 15+ years of experience in credit risk, with strong exposure to LAP within NBFCs/Banks
- Proven track record in managing large credit portfolios and teams
- Strong analytical, policy-making, and stakeholder management skills
- Deep understanding of secured lending, collateral valuation, and legal/technical risk assessment
Didn’t find the job appropriate? Report this Job
