Head - Regulatory Technology & Compliance

Key Responsibilities

1. Regulatory Technology Leadership - Own and drive the end-to-end RegTech strategy for payments and remittance ecosystems. - Establish compliance-by-design and compliance-as-code frameworks across all technology platforms. - Ensure continuous alignment with regulatory mandates across UPI, IMPS, BBPS, NEFT, RTGS, NACH, Remittance and Cross-border payments.

2. Regulatory Translation & Platform Integration - Translate regulatory requirements into scalable system controls, APIs, workflows, and automated validations. - Embed compliance controls within core banking, payment switches, and digital platforms. - Standardize reusable compliance components (e.g., rule engines, audit frameworks, reporting modules).

3. Regulatory Change & Governance - Lead end-to-end regulatory change management lifecycle-impact assessment, solution design, implementation, and validation. - Ensure timely rollout of regulatory updates with minimal business disruption. - Maintain a centralized regulatory control inventory and traceability framework.

4. Risk, Controls & Assurance - Define and implement preventive, detective, and corrective controls across payment systems. - Drive real-time compliance monitoring, alerting, and exception handling mechanisms. - Ensure robustness of audit trails, data lineage, and regulatory reporting accuracy.

5. Regulatory Engagement & Audit Interface - Act as the primary technology representative for regulatory inspections, audits, and supervisory reviews. - Lead system walkthroughs, control demonstrations, and regulatory submissions. - Manage remediation programs and ensure closure of audit observations within defined timelines.

6. Digital Innovation & Compliance Enablement - Enable faster go-to-market for digital products by embedding regulatory readiness into product lifecycle. - Evaluate fintech partnerships and third-party integrations for regulatory and technology compliance risks. - Support emerging areas like cross-border payments modernization, API banking, and digital currencies (CBDC).

7. Cross-Functional Leadership - Collaborate with Compliance, Risk, Product, Architecture, Information Security, and Operations teams to strengthen regulatory posture. - Drive enterprise-wide adoption of secure and compliant engineering practices. - Influence architecture decisions to align with regulatory expectations.

8. Executive Reporting & Governance - Present RegTech posture, risks, KPIs, and control effectiveness to senior leadership forums. - Define and track compliance SLAs, KRIs, and operational metrics. - Provide strategic insights on regulatory trends and their technology impact.

What We're Looking For Education -

Bachelor's degree in engineering / technology / computer science - Certifications in Payments, AML, Risk, Security, or Technology Governance (preferred)

Experience -

18+ years in Banking, Financial Services, or Fintech, with strong exposure to payments

- Proven leadership at the intersection of Technology Platforms o Regulatory Compliance o Payments & Remittance Systems

- Hands-on experience with RBI-regulated systems and supervisory expectations

- Demonstrated success in leading large-scale, cross-functional and high volume processing technology programs Core Competencies Domain Expertise

- Deep understanding of RBI regulations, NPCI frameworks, and payment ecosystem standards

- Strong knowledge of digital payment architectures, switching systems, and core banking integrations

- Expertise in AML, KYC, transaction monitoring, sanctions screening, and fraud risk systems Technical & Strategic

Skills :

- Ability to convert regulatory intent into scalable technical solutions

- Experience with automation, rule engines, and compliance platforms

- Strong grasp of data governance, observability, and auditability frameworks Leadership & Influence

- Strong stakeholder management including regulator-facing engagements

- Strategic thinker with a focus on risk mitigation and control effectiveness

- Ability to lead transformation in a fast-paced digital banking environment Success Metrics (KPIs)

- 100% compliance adherence for regulatory releases within defined timelines - Reduction in audit observations and regulatory findings

- Improved time-to-market for compliant product launches - Effectiveness of real-time monitoring and control frameworks