About the Role:

We are seeking a highly accomplished and visionary leader to head our Non-Banking Financial Company (NBFC). The role demands a seasoned professional with deep expertise in financial services, regulatory frameworks, lending products, and operational excellence. The Head - NBFC will be responsible for driving business growth involving both the lending and borrowing functions of the company, profitability, ensuring regulatory compliance, and building a high-performing team while upholding strong governance and risk management practices.

Key Responsibilities:

Strategic Leadership & Business Growth:

- Define and execute the strategic roadmap for the NBFC in alignment with the group vision.

- Drive innovation in financial products, borrowing, lending models, and customer acquisition.

- Develop and scale business lines such as retail lending, corporate loans, gold loans, loan against property or digital lending as per strategy.

- Establish partnerships with fintechs, banks, and other financial institutions to enhance offerings.

Regulatory & Compliance Oversight:

- Ensure full compliance with RBI, SEBI, and other statutory guidelines applicable to NBFCs.

- Act as the principal point of contact with regulators and auditors.

- Implement best-in-class governance and reporting structures.

Financial & Operational Management:

- Own the P&L responsibility of the NBFC and ensure profitability and sustainable growth.

- Build robust credit, risk management, and underwriting frameworks.

- Oversee treasury, ALM (Asset Liability Management), and funding strategies.

- Monitor operational efficiency, digitisation, and cost optimization.

People & Culture Leadership:

- Build, lead, and mentor a high-performing leadership team across risk, finance, sales, and operations.

- Foster a culture of accountability, innovation, and customer centricity.

- Champion diversity, inclusion, and employee engagement initiatives.

Key Requirements:

Education:

- CA / MBA / CFA or equivalent professional qualification in finance, business, or economics.

Experience:

- 10+ years of progressive experience in a NBFC.

- At least 3+ years in a senior role.

- Proven track record in scaling businesses (retail / corporate / digital).

Knowledge:

- In-depth understanding of RBI regulations, credit policies, and compliance requirements.

- Expertise in risk management, treasury, and financial structuring.

- Strong grasp of digital lending platforms and emerging fintech trends.

Leadership Skills:

- Exceptional strategic thinking, decision-making, and execution capabilities.

- Strong stakeholder management (regulators, investors, partners, and board).

- Inspirational leadership with the ability to drive change and transformation.