Head - Internal Audit

The Head - Internal Audit will lead the internal audit function across the organization, ensuring robust governance, risk management, and internal control frameworks for all business verticals, with a strong focus on the secured lending (LAP) portfolio.

Key Responsibilities:

- Develop and implement the annual risk-based internal audit plan covering branches, HO functions, credit, operations, finance, IT, and risk areas.

- Lead branch audits, process audits, thematic audits, and special investigations across locations.

- Evaluate effectiveness of internal controls, governance, and risk management practices across the organization.

- Review credit underwriting, disbursement, documentation, collections, and portfolio monitoring processes for LAP.

- Present audit findings and recommendations to senior management and the Audit Committee.

- Monitor closure of audit observations and ensure timely corrective actions by business teams.

- Oversee fraud risk management frameworks and investigations of suspected fraud cases.

- Ensure adherence to NBFC regulatory requirements and coordinate with statutory/regulatory auditors.

- Build, mentor, and lead the internal audit team while strengthening risk-based audit methodologies and analytics adoption.