Head - Finance/Financial Controller - FinTech - CA

Our client is a Fintech firm redefining how financial services are accessed and delivered. With a robust technology backbone, regulatory licenses, and a growing user base, they operate at the intersection of finance and innovation. We are looking for a Financial Controller / Head - Finance to institutionalize financial rigour and regulatory readiness across the organization.

The position will report into the CEO and has the potential to translate to CFO position in 18 to 24 months basis performance.

The incumbent will lead all aspects of financial control, reporting, compliance, and audit readiness. This role is crucial for maintaining the financial integrity of a regulated Fintech operation and ensuring strategic finance supports innovation and scale.

Key Responsibilities

1. Financial Reporting & Accounting

- Own monthly, quarterly, and annual closings in accordance with Ind-AS / IFRS / applicable accounting standards.

- Ensure accuracy, completeness, and timeliness of books of accounts across group entities.

- Present financial reports to the CFO, Board, and Investors with relevant commentary and KPIs.

2. Regulatory Compliance & Governance

- Ensure full compliance with RBI/SEBI/IRDAI/IFSC regulations (as applicable), including periodic filings and audits.

- Act as the key finance liaison during regulatory inspections or audits.

- Monitor changes in regulatory frameworks and proactively ensure alignment.

3. Audit & Internal Controls

- Lead statutory, internal, and tax audits end-to-end.

- Design and implement robust internal controls across revenue, cost, and treasury cycles.

- Establish SOX-like governance standards if required for future listing or funding readiness.

4. Budgeting, Forecasting & MIS

- Collaborate with FP&A teams to develop financial plans, track performance, and provide strategic insights.

- Develop unit economics and product-level profitability metrics.

- Deliver investor-grade MIS reports with financial and operational metrics.

5. Cash Flow & Treasury Management

- Monitor liquidity, manage fund movements, and optimize treasury operations.

- Coordinate with lending partners, payment gateways, and NBFC tie-ups on reconciliations and fund flows.

- Oversee working capital management, risk provisioning, and stress-testing scenarios.

6. Team Leadership & Automation

- Build and lead a high-performing finance and compliance team.

- Drive adoption of cloud-based ERPs, reconciliation engines, and automation tools.

- Champion a data-first, compliance-led culture in finance operations.

Ideal Profile:

Experience: 12+ years in Finance with at least 5 years as a Controller in a Fintech, NBFC, Digital Bank, or Payments platform.

Qualification: Chartered Accountant (CA) mandatory; CPA, CFA, or MBA (Finance) is an advantage.

Regulatory Familiarity: In-depth exposure to financial services regulatory frameworks, filings, and governance mandates.

Tools: Preferred experience with ERP platforms (NetSuite, Zoho Books, QuickBooks), reconciliation tools, and Excel modelling.

Leadership: Proven ability to lead cross-functional teams, work in ambiguity, and scale finance functions in high-growth environments.