Head - Enterprise Risk - Bank

Experience - At least 15 years of experience in Risk Management from an Indian Nationalized Bank/ Indian Private Sector Bank/Large NBFCs within India.

Educational Qualifications - MBA in Finance or Risk management/ Chartered Accountant/Company Secretary/Cost and Management Accountant.

Certifications - FRM (from GARP)/PRM (from PRMIA) certification (Desirable)

- Certification on Sustainability and Climate Risk Management (Desirable)

DUTIES & RESPONSIBILITIES OF THE ROLE:

1. Strategic Risk Management

2. Balance sheet & capital oversight

3. Macroeconomic & sectoral risk posture

4. Enterprise Risk Management & Risk Appetite

5. Capital & Regulatory reporting

6. Model governance & validation

7. Board & Committee Coordination

8. Leadership & stakeholder engagement

- Head - Enterprise Risk will play a pivotal role in strengthening the Bank's enterprise-wide risk management framework, ensuring strategic alignment of risk practices with business objectives.

- The role will provide independent oversight across all risk domains with a particular emphasis on strategic risk management, macroeconomic risk postures, balance sheet resilience, capital adequacy, model risk governance, and regulatory compliance.

- The incumbent will act as a key advisor to the CRO and senior leadership on risk posture, risk appetite, and forward-looking macroeconomic and sectoral developments, while maintaining active engagement with the Board and its risk governance committees.

Functional Skills:

- Understanding of the business, credit, investments, deposit mobilization, credit risk, operational risk and other risks in the Bank.

- Knowledge of RBI polices/guidelines relevant to SFBs/Banks.

- Good understanding of Risk Management principles & thorough understanding of the evolving practices for the management of various risks and regulatory requirements.

- Adept at influencing policy changes for commercial advantage or basis regulation.

- Strong conceptual thinking ability to design complex mathematical models for explaining and predicting business metrics.