Head - Credit Risk - Wheels Portfolio

Head Credit Risk (Wheels Portfolio)

Experience: 15+ Years

Location: Mumbai

Key Responsibilities:

- Lead Credit Risk strategy for Wheels portfolio including Car Loans, Commercial Vehicles (CV), Construction Equipment (CE), Used Car, and Two-Wheeler Finance.

- Define and implement credit policies, underwriting guidelines, and risk appetite framework.

- Drive portfolio performance through risk analytics, scorecards, portfolio monitoring, and early warning indicators.

- Collaborate with Business, Risk Analytics, Technology, and Operations teams to enhance credit decisioning and policy implementation.

- Ensure compliance with RBI regulations, internal policies, and audit requirements.

- Lead a high-performing risk team and present portfolio insights to senior management.