NBFC - Head of Credit Risk (Leasing, Working Capital Loans and Equipment Loans) Job Purpose The Head of Credit Risk is responsible for assisting the Head of Risk Management with the following: - Managing the credit risk function of the NBFC relating to all types of lending. - Ensuring that credit facilities and loans are granted within the RBI regulations and NBFC credit policies. - Responsible for overall adequacy and effectiveness of the credit risk management techniques/process. Main Duties: The Head of Credit Risk is responsible for: - Ensuring that Credit Risk Dept. adheres to policies and procedures presented in the Credit Policy Manual. - Ensuring that credit facilities approved are permitted in compliance with the terms of sanction and with current NBFC Credit Policy. - Ensuring that existing credit lines are monitored to identify problematic accounts that require remedial action and that appropriate action is recommended to the Investment Committee/ Risk Management Committee - Recommending classification for loans & advances according to RBI guidelines and coordinating required provisioning for all identified problematic accounts. - Coordinating with external and RBI auditors reviewing credit facilities. - Submitting periodic reports regarding the status of the loan portfolio to the Head of Risk Management/RMC. - Establishing goals and objectives for his direct reports in keeping with those established by the Head of Risk Management. - Evaluating staff performance. - Promoting / coordinating effective cross-training. - Serving on the Credit Committees. Essential Qualifications/Experience Required - University degree in Banking / Finance/Mathematics/Statistics and / or Economics from a recognized university, pref. CA or MBA - About 10-12 years of related experience of which minimum 8 years should be in similar position/responsibility in Banking or in a Financial Institution. - Exposure to wholesale corporate credit and supply chain finance is preferable - Should have held credit approval authorities - High level of English communication skills, Hindi is an advantage. - Strong computer application skills particularly with M.S. Excel. - Highly developed analytical skills - Strong decision-making skills

Mumbai

Rent Alpha - Head - Credit Risk 

Job Description for Rent Alpha - Head - Credit Risk  in Rent Alpha in  Mumbai for (10-12) years of experience. Apply Now!