Head - Credit Risk

Job Summary:

We're seeking an experienced Head of Credit Risk to lead our credit risk and product development functions. You will be responsible for developing and implementing credit risk management strategies, policies,and procedures, as well as designing and launching new loan products.

Key Responsibilities:

1. Credit Risk Management:

- Develop and implement credit risk management strategies, policies, and procedures.

- Oversee the credit underwriting process, ensuring that all loans are properly assessed and approved.

- Monitor and manage the loan portfolio, identifying and mitigating potential credit risks.

2. Product Development:

- Design, test, and launch new loan products that meet business objectives and customer needs.

- Develop and implement risk management strategies for new and existing loan products.

3. Risk Assessment and Mitigation:

- Identify, assess, and mitigate potential credit risks associated with loan products.

- Develop and maintain risk models that align with business goals and lending partners' requirements.

4. Regulatory Compliance:

- Ensure that credit risk management practices and loan products comply with relevant regulatory requirements.

- Liaise with regulatory bodies, as required.

5. Partnership and Stakeholder Collaboration:

- Work closely with fintechs, payment aggregators, and e-commerce platforms to create seamless credit products.

- Negotiate and define risk-sharing arrangements with platform partners.

6. Team Management:

- Lead and manage a team of credit risk and product professionals, providing guidance, training, and development opportunities.

- Foster a culture of risk awareness and compliance within the team.