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159
Applications:  73
Recruiter Actions:  60

Job Code

1659167

Head - Credit Policy - Personal Loans - NBFC

Kairos Consulting.13 - 19 yrs.Mumbai
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3.8

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10+ Reviews

Posted 1 week ago
Posted 1 week ago
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3.8

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10+ Reviews

Head - Credit Policy - Personal Loans - NBFC


Description:


- To develop and monitor the lending policy framework, processes and workflow to assist growth of Unsecured lending business.

- To keep track of delinquency levels and ensuring that requisite policy actions are taken to contain future losses

- Facilitate regular asset quality reviews with provision of analytics insights to identify risks and opportunities.

- Automation of processes linked to Bureau checks, Internal checks, identifying superior customers to ease the process and help give faster turnaround on an application.

- Ensure RBI regulations are implemented related to credit dispensation including Customer Grading, KYC norms.

- Completion of RCSA and KRIs applicable for Risk Policy to address identified control gaps.

- To drive portfolio management initiatives along with Product, Credit, Operations and collections.

- To assist development of new programs along with the product team.

- To ensure a timely action plan for issues/incidents reported in RCSA, KRIs, Regulatory Inspections or by changes in Market conditions.

- Feedback from competition on the changes being adopted by them in wake of any incident impacting the market and evaluating the feasibility of application of these on the current/future book

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Posted by

Job Views:  
159
Applications:  73
Recruiter Actions:  60

Job Code

1659167

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