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Job Title: Credit Policy Head - Micro Loans Job Summary: We are looking for an experienced Credit Policy Head to join our team at a leading NBFC in Mumbai. The ideal candidate will be responsible for developing and implementing credit policies for the Micro Loans product line, ensuring compliance with regulatory requirements, and optimizing risk management. Responsibilities: - Develop and implement credit policies for the Micro Loans product line in accordance with the company's overall risk management strategy. - Ensure compliance with regulatory requirements and industry best practices for credit underwriting, risk assessment, and collections. - Analyze credit data and develop credit scoring models to optimize lending decisions and mitigate credit risk. - Monitor credit performance and portfolio quality metrics to identify trends and proactively manage credit risk. - Collaborate with cross-functional teams, including sales, operations, and finance, to ensure effective credit policy implementation and alignment with business goals. - Participate in industry forums and regulatory engagements to stay up-to-date with changes in credit policy requirements and best practices. - Coach and mentor junior team members to build a high-performing credit policy team. Qualifications: - Bachelor's or Master's degree in finance, business administration, or related field. - 10-12+ years of relevant experience in credit policy development and risk management for Micro Loans products in an NBFC or similar financial institution. - In-depth knowledge of credit underwriting, scoring, and collections for Micro Loans. - Strong analytical skills and experience in using data to inform credit policy decisions. - Ability to interpret and comply with regulatory requirements and industry best practices. - Excellent communication and interpersonal skills, with the ability to collaborate with cross-functional teams and build relationships with external stakeholders. - Strong leadership skills, with the ability to coach and mentor team members. If you are a self-driven individual with a proven track record of success in credit policy development and risk management for Micro Loans, and are looking for a challenging role in a dynamic organization, we encourage you to apply for this position.

Mumbai

Head - Credit Policy - Micro Loans - NBFC 

Job Description for Head - Credit Policy - Micro Loans - NBFC  in Kairos Consulting in  Mumbai for (10-14) years of experience. Apply Now!

Head - Credit Policy - Micro Loans - NBFC  | iimjobs.com