We are a leading, professionally managed Recruitment organisation engaged in placements with MNCs & Indian Enterprises across diverse verticals. We conduct placements across various functions and throughout India.

We are partnering with a leading NBFC in Mumbai for an exciting leadership opportunity in Credit Management.

This role is ideal for someone with a strong track record in credit risk management with mid-sized NBFCs, banks, or FinTech organisations.

KRAs:

1. Credit Strategy & Underwriting:

- Oversee credit policies, underwriting, and risk assessment for MSME lending.

- Ensure minimal delinquencies/NPAs with a proven track record of sound credit decisions.

2. Function Leadership:

- Build and scale a robust credit function, including digital lending/tech-based underwriting.

- Lead and mentor a pan-India team of credit officers.

3. Business Alignment:

- Balance risk with business growth objectives while maintaining compliance and ethical standards.

4. Stakeholder Collaboration:

- Work closely with business teams, demonstrating strong interpersonal and leadership skills.

Candidate Profile:

Skills: Assertive, results-driven, collaborative leader with excellent communication.

Traits: Self-starter, ethical, and adept at consensus-building.

1. MBAs / CAs 15-25 years in BFSI sector (Banks/NBFCs).

2. Credit Function: Minimum 8+ years (12+ years preferred) in credit underwriting/management.

3. Leadership: 3+ years (5+ years preferred) independently managing credit for SME/MSME lending in an NBFC/mid-sized bank (Indian private/PSU banks only).

4. Book Size: Managed loan portfolios of - 1,500+ crores (- 2,500+ crores preferred).

5. Early Career: Initial experience in large financial institutions, followed by 5-10 years in NBFCs/mid-sized banks

6. Required experience in setting up and scaling Pan-India credit functions.

7. Proficiency in digital lending and technology-based credit approval or underwriting processes.

8. Exposure to both system-driven mid/large-sized companies, followed by start-ups or scale-ups

9. Team leadership

Our clients offer excellent salaries and opportunities for career growth.

If interested, please email your Resume to prakash@impsmanagement.com, referencing Credit, NBFC, Mumbai.

Kindly also provide the information below:

1. Name of Institute and Year of completing your CA/MBA:
2. Name of your current organisation:
3. Type of Banking/Financial Services offered by your organisation:
4. Your current designation:
5. Your current KRAs:
6. Headcount of your current organisation:
7. Annual turnover of your organisation (Rs. crores):
8. The number of years of experience in Credit function:
9. Have you set up the Credit function of an BFS organisation?
10. Who do you report to?
11. Size of the team reporting to you:
12. The number of years of experience in Pan-India Credit in NBFCs:
13. Book Size of SME/MSME loans & advances headed by you (- crores):
14. Your current CTC (Fixed + Variable) (lakhs per annum):
15. Your expected CTC (Fixed + Variable) (lakhs per annum):
16. Joining time if selected:
17. Your availability date/time for the interview:
18. Your current suburb of residence:
19. Your willingness to be located in Mumbai:
20. Your contact/mobile number:
21. Detail/s of major achievement/s in your career:
22. Number of years of experience in digital lending/tech-based credit approvals/underwriting:
23. Details of Awards won:
24. Reason/s for seeking a change: