Head - Credit & Trade Management Centre

1. Heading of Corporate Credit Operation Unit at various locations

2. Overall Credit Administration and Supervise the full Credit Delivery Process

3. Supervise the security creation process of Corporate/SME Credit Customers

4. Supervise the Trade Service Process of the units

5. Coordination of Legal/Valuer and all other external Vendors

6. Process of implement better Audit Compliance of the department

7.Preparing requisite documents based on sanction and appraisal note.

8. In coordination with the respective RMs and branches arrange for execution of documents at branches.

9. In coordination with the respective Business RM arrange for execution of documents at respective CBO Units.

10. Prepare pre-disbursement note and obtain approval for disbursements from CBO/Head-Credit Delivery/CTMC/CTSU/MC Head. Any deviations would need to have specific approval of the sanctioning authority.

11. Obtain and scrutinize the stock/receivable statement and arrive at the Drawing Power which should be updated in the system [All NTB Cases, Enhancement, Change in Margin or cover period, reduction].

12. Updation of CERSAI Registration, ROC registration, SRO registration (whenever required)

13. Populate/Update data such as insurance, ROC, CERSAI, Valuation, Collateral details etc. in Collateral Management in CBS.

14. In respect of term loans and other facilities follow the extant guidelines/ sanctioned terms for disbursement of advances.

15. Ensure safe keeping of security documents/records/vouchers as per extant instructions in cases parked at respective CBO units.

16. Obtain all required certifications/Legal opinion for all cases through distant handling mechanism.

17. Follow up, update and ensure compliance for Pending security cases

18. Compliance of Credit and Inspection Audit

19. Undertake soft collections on irregular accounts with e-mail, letters, etc.

20.Prepare and submit MIS and other reports as per extant guidelines

Desired Candidate Profile

- MBA/CA /ICWA/Graduate/ with 7-12 years of experience in Credit Administration/Corporate

- Banking Operations/CMOG/CAD of Corporate and SME Clients - Excellent Skills in MS-Word and Excel required.

- A proactive problem solver with excellent operations and analytical skills

- Strong interpersonal and communication skills

- Attention to detail and multitasking abilities