Role Overview:

We are seeking a seasoned leader to spearhead our Commercial Lending and Business Transformation initiatives in Chennai. In this pivotal role, you will bridge the gap between traditional corporate banking operations and modern, technology-driven financial ecosystems. You will work closely with senior leadership, credit committees, and cross-functional technology teams to re-engineer lending workflows, optimize credit appraisal cycles, and drive digital adoption across the commercial portfolio. Your work will directly influence the bank's bottom line by reducing turnaround times, enhancing risk mitigation frameworks, and delivering a seamless, high-value experience to our corporate clientele.

Key Responsibilities:

- Orchestrate end-to-end business transformation projects within the commercial lending vertical to improve operational efficiency and scalability.

- Lead the redesign of credit appraisal processes by integrating advanced analytical tools and automated workflows to accelerate decision-making for corporate clients.

- Collaborate with stakeholders across risk, finance, and technology departments to align business finance strategies with the bank's long-term growth objectives.

- Drive the adoption of digital lending platforms to ensure a superior customer experience while maintaining stringent compliance and regulatory standards.

- Mentor high-performing teams to foster a culture of innovation, ensuring that transformation initiatives are successfully embedded into daily banking operations.

Required Skillset:

- Demonstrated expertise in managing large-scale commercial and corporate banking portfolios with a deep understanding of credit risk and financial structuring.

- Proven ability to lead complex business transformation projects, specifically in digitizing lending operations and streamlining internal processes.

- Exceptional stakeholder management skills, with the ability to influence senior management and navigate cross-functional dynamics in a high-pressure environment.

- Strong analytical acumen to interpret complex financial data and translate it into actionable business strategies that drive profitability.

- A postgraduate degree in Finance, Management, or a related field from a premier institute is highly preferred.

- Ability to thrive in an on-site work environment in Chennai, demonstrating high adaptability to evolving organizational priorities and market shifts.

- 12 to 20 years of professional experience in commercial banking, credit appraisal, and business finance transformation.