HDFC Life Insurance - Credit Risk Analyst

Description:

What are we looking for?

We are seeking an experienced professional to join our Investment Front Desk team. The ideal candidate will possess strong analytical skills, a deep understanding of credit risk assessment, and the ability to manage complex transactions in a dynamic investment environment. This role is critical to ensuring prudent investment decisions and safeguarding portfolio quality

What does the job entail?

- Conduct comprehensive credit risk assessments for new and existing investment opportunities.

- Analyze financial statements, market trends, and macroeconomic indicators to evaluate creditworthiness.

- Structure and review complex transactions, ensuring compliance with internal risk frameworks and regulatory guidelines.

- Collaborate with portfolio managers, CIO, and other stakeholders to provide actionable insights on credit exposures.

- Monitor and report on credit risk metrics, stress testing, and scenario analysis for the investment portfolio.

- Maintain up-to-date knowledge of industry best practices, regulatory changes, and market developments.

Work exp:

- Minimum 5 to 10 years in credit risk analysis within investment banking, insurance, nbfc, rating agency, asset management, or pension fund industry.

Education and Skills:

Education: Masters degree in Finance, Economics, Accounting, or related field. CFA certification preferred.

- Strong understanding of fixed income products, structured finance, and alternative investments.

- Proficiency in financial modelling, credit rating methodologies, and risk management tools.

- Excellent analytical, problem-solving, and communication skills.

- Ability to work under pressure and manage multiple priorities in a fast-paced environment.