Conceptualizing & formulating risk strategies & policies for Two-Wheeler business.  Monitor & control portfolio metrics through key TTD metrics like Profile mix, CIBIL mix, Age mix, Risk Band mix, customer segment mix.  Continuous review of portfolio on key performance indicators like FEMI, Coincidental, Portfolio health, POF and taking policy action whenever required.  Continuous identification of additional data avenue for segmentation for cross sell opportunity.  Ongoing liaising with IT, Credit and BIU teams to ensure all policies &processes are implemented smoothly  Portfolio risk management exposure of two-wheeler and credit card  Data analysis and taking policy action  Making process improvement/ enhancement post requirement gathering or sample check  Periodic review/ Audit of system to check policy & process & suggest areas of improvement.   System & file audit to prevent fraud  Conducting UAT. Monitoring them for their performance.  Initiating legal actions for critical cases.  Designing of credit/risk scorecards.   Designing and implementation of Business rule engines enabling real time decisioning  Responsible for collection efficiency on timely manner, thus delivering targeted performance.  Responsible for Effective Cost Management.  Understanding & Managing Healthy Portfolio.

Mumbai

HDB Financial Services - Policy Manager - Two Wheeler 

Job Description for HDB Financial Services - Policy Manager - Two Wheeler  in HDB Financial Services Limited in  Mumbai for (5-7) years of experience. Apply Now!