HariOm Communication - Underwriter

Key Responsibilities

- Analyze Credit Data: Review financial statements, credit reports, and other relevant documents to assess risk.

- Evaluate Loan Applications: Determine whether applicants meet the criteria for approval.

- Risk Assessment: Identify potential risks and recommend appropriate credit limits or interest rates.

- Put up loan proposal note

- Compliance & Regulations: Ensure adherence to company policies and regulatory guidelines.

- Collaboration: Work closely with loan officers and financial analysts to make informed decisions.

- Reporting: Prepare detailed credit reports and summaries for loan committees.

Required Skills & Qualifications

- Strong analytical and decision-making skills.

- Knowledge of financial statements and credit risk assessment.

- Familiarity with banking regulations and lending practices.

- Excellent communication and negotiation abilities.

- Proficiency in financial software and credit analysis tools.