Role Overview:

The role will be responsible for managing day-to-day banking operations, liquidity management, cash flow monitoring, treasury transactions, compliance, and banking relationships. The individual will play a key role in ensuring operational efficiency, optimization of cash resources, effective risk management, and adherence to internal controls and regulatory requirements.

Banking Operations:

- Manage daily banking activities including payments, collections, fund transfers, and reconciliations.

- Ensure smooth functioning of corporate internet banking platforms across multiple banks.

- Oversee bank account opening, closures, signatory updates, and mandate management.

- Monitor and resolve transaction discrepancies with banks on a timely basis.

- Procurement of bullion from spot market and through banks via Gold metal loan

Treasury Operations

- Track daily cash balances, working capital positions, and liquidity requirements.

- Execute investment, borrowing, and hedging transactions in line with company policies.

- Support short-term and long-term funding initiatives (term loans, credit lines, trade finance).

Risk, Controls & Compliance

- Ensure compliance with internal treasury policies, RBI guidelines, FEMA, and other regulatory frameworks.

- Maintain robust internal controls for treasury operations, including dual authorizations and approval hierarchies.

- Support statutory, internal, and external audits related to banking and treasury.

Cash Flow & Reporting

- Prepare and monitor rolling cash flow forecasts and variance analysis.

- Generate periodic MIS on cash, debt, investments, and treasury performance.

- Support CFO/management in decision-making through scenario modelling and liquidity planning.

Stakeholder & Relationship Management

- Maintain strong relationships with banks, financial institutions, and rating agencies.

- Coordinate with internal teams (finance, business operations, legal, compliance) to ensure smooth treasury support.

- Negotiate banking terms and optimize banking costs (transaction charges, interest rates, forex spreads).

Qualifications & Experience

- CA. MUST

- 10-18 years of experience in treasury operations, corporate banking, or financial risk management.

- Strong knowledge of cash management, trade finance, foreign exchange, and debt instruments.

- Hands-on experience with banking portals, treasury management systems (TMS), and ERP

- Familiarity with RBI, FEMA, and corporate treasury regulatory framework.

- Has managed Debt (NCD/ Bank / NBFC) - a must

-Experience with Gold Metal Loan and hedging ops an added advantage