Credit Risk-Executive/ Senior Executive Get To Know Us First! Freecharge, a subsidiary of Axis Bank Limited founded in 2010, is a Fin-Tech organisation revolutionizing Financial Products through technology. At our core, we're a creative company. Ideas and pixels are where we live, and we love building magical products that make our users feel 'wow'. At Freecharge, you'll have the chance to do the best work of your life. We're on a journey to build something new, something different and something innovative & that requires passion to build such incredible products. At FreeCharge, we believe in the freedom to experiment and the empowerment to innovate. The folks at FreeCharge have come from diverse backgrounds, ranging from musicians to game designers to behavioural engineers to entrepreneurs. We believe in setting ambitious goals and achieving them to the fullest. Come join us and shape the future of Fin-Tech. Designation : Credit Officer / Analyst / Interview Mode : Virtual/Face to Face Experience : 1 - 3 Years Qualification: CA/ MBA/ Commerce PG Responsibilities: - Handling retail unsecured MSME,Personal Loans ,BNPL ,LAP - Responsible for performing financial analysis, creditworthiness ,credit scoring models to predict risks for recommending- approving or rejecting loan requests, based on credibility and potential revenues and losses. - Preparing the credit memorandum - Evaluate and process end to end Loan applications within agreed TAT timelines - Evaluate loan requests, based on credibility and potential revenues and losses - Timely clearance of open credit queries, quality control checks - Timely completion of Vendor Management related activities - Negotiate loan terms with clients - Monitor payments - Maintain records of loan applications - Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Credit Risk Appetite Life at Freecharge! Our Playground! - 450+ FCian's, at Gurugram & Bengaluru locations - Collaboration spaces & A flat and transparent culture - Wow Corners, fun & reading Zone - Best learning and development opportunities Benefits: - Day-care facility - Comprehensive Insurance Policy - Wellness Benefits like Health check-ins - 26 Weeks Maternity & 2 Weeks Paternity Leaves - Adoption Assistance Program - On-Site Parking at all locations - A chance to have a big impact early in your career

Gurgaon/Gurugram

Chennai

Vishakhapatnam/Vizag

Bhubaneshwar

Hyderabad

FreeCharge - Executive/Senior Executive - Credit Risk 

Job Description for FreeCharge - Executive/Senior Executive - Credit Risk  in Freecharge (Axis Bank Subsidiary) in  Gurgaon/Gurugram Chennai Vishakhapatnam/Vizag MP Bhubaneshwar Hyderabad for (1-6) years of experience. Apply Now!