Fraud & Risk Analytics Lead - Credit Card

Description :

Location: Bengaluru / Gurugram

Experience : 10+ Years

Employment Type : Full Time, Permanent

Work Mode : 5 Days Work From Office

Notice Period : Immediate to 60 Days

Role Overview :

We are looking for an experienced Fraud & Risk Analytics Lead to drive fraud detection strategies and risk management initiatives within the banking domain. The ideal candidate will have strong expertise in fraud analytics, data modeling, and strategy development, with hands-on experience in SQL and exposure to US cards portfolios preferred. This role requires a blend of analytical excellence, stakeholder management, and team leadership.

Key Responsibilities:

- Design, develop, and implement fraud detection and prevention strategies across banking products

- Perform advanced data analysis using SQL to identify fraud patterns, trends, and anomalies

- Build and optimize fraud risk models and decisioning frameworks

- Drive strategy development and policy rules for fraud risk mitigation

- Collaborate with cross-functional teams and clients to deliver actionable insights

- Lead and mentor a team of analysts, ensuring high-quality deliverables

- Engage with stakeholders and clients for requirement gathering, solutioning, and performance tracking

- Monitor model performance and continuously improve fraud detection capabilities

Required Candidate Profile:

- 10+ years of experience in Fraud Analytics/Risk Management within the banking or financial services domain

- Strong hands-on expertise in SQL and data analysis

- Proven experience in fraud modeling, strategy development, and risk frameworks

- Experience working with credit cards / US cards portfolio (preferred)

- Strong team management and leadership experience

- Excellent client engagement and stakeholder management skills

- Ability to work in a fast-paced, high-impact environment

Education:

UG: Any Graduate

Key Skills:

- Fraud Analytics

- Risk Strategy

- SQL

- Fraud Modeling

- Banking Domain

- Credit Cards / US Cards

- Stakeholder Management

- Team Leadership