Flipkart - Manager - Risk - NBFC

The incumbent will play a crucial role in supporting the company's risk management functions across credit, operational, and regulatory domains. This role is ideal for a professional with a strong analytical mindset and a solid understanding of the NBFC or banking sector in India. You will be responsible for executing risk management processes that align with our growth, regulatory requirements, and customer impact.

Roles and responsibilities:

1. Evolve and implement a comprehensive risk management framework that aligns with business goals, regulatory requirements, and market conditions.

2. Actively oversee risk identification, assessment, and mitigation strategies across credit, operational and compliance risks through policies and frameworks

3. Monitor emerging credit risks (e.g., identity fraud) and recommend proactive measures.

4. Ensure effective and continuous portfolio monitoring, stress testing, and expected credit loss forecasting and manage potential default risks.

5. Leverage data analytics, AI, and machine learning tools to enhance data insights for risk control, provide inputs to improve risk modeling, fraud detection, and early- warning systems.

6. Prepare and present regular risk reports to senior management and the board, providing insights into portfolio performance, emerging risks and key risk indicators.

7. Foster a risk-aware culture across the organization through training and risk management education for employees and other stakeholders.

Who you need to be?

1. Master's degree in finance, economics, risk management, or a related field.

2. 3-4 years of relevant experience in a risk management or credit risk analytics role, preferably within the NBFC, banking, or fintech sector.

3. Strong knowledge of credit and financial risk, operational risk in the context of an NBFC; familiarity with RBI regulations.

4. Sectoral understanding of financial institutions and strong ability to interpret financial trends.

5. Proficiency in risk management and data analytics tools, ideally including Python and SQL will be an added advantage

6. Demonstrated resilience - strong runs with companies and experience in efficient risk management while taking businesses to scale.