Job Description: Responsibilities: - Supervise and guide a team of credit officers/credit managers across multiple branches or locations within the assigned area. - Review and approve unsecured business loan proposals as per delegated credit authority. - Ensure adherence to credit policies, underwriting norms, and regulatory guidelines (RBI/NBFC). - Evaluate complex credit cases, conduct PDs (personal discussions), and make sound credit decisions. - Work closely with sales and operations teams to ensure high-quality business sourcing. - Maintain TAT (Turnaround Time) while ensuring thorough due diligence and risk assessment. - Monitor portfolio performance, track early delinquencies, and initiate corrective actions. - Analyze trends, provide insights, and recommend improvements in credit policy and risk strategies. - Coordinate with collections, fraud control, and compliance teams as needed. - Conduct training and capacity-building sessions for credit and sales staff.

Mumbai

Finplex - Area Credit Manager - Unsecured Loans 

Job Description for Finplex - Area Credit Manager - Unsecured Loans  in FinPlex Technologies Pvt Ltd in  Mumbai for (4-5) years of experience. Apply Now!