Financial Risk Manager - Liquidity Risk - NBFC

Overview:

This role requires a deep understanding of best practices and regulatory expectations of a second line of defense risk function. The Financial Risk function provides oversight over all treasury first-line activities, including the risk appetite framework, stress testing, and controls relating to compliance with Company Policy and local regulatory Requirements

Responsibilities:

- Meeting and communicating with the various stakeholders across locations on an ongoing basis to understand the risks associated with the business, and making timely recommendations on risk appetite

- Execute a comprehensive and granular programme of capital and liquidity second line of defence.

- Support the build-out of an effective capital and liquidity risk management second line function.

- To analyze and update on an on-going compliance with necessary regulatory requirement(s)

- Analyze and review investments & monitor changes to structural liquidity data

- Peer comparison of borrowing mix & asset mix

- Review ALM mismatch, VaR & stress testing (once we have ERM software, etc.)-- Engage with external vendors such as fintechs, regtechs, risk consulting firms, research agencies, etc. to evaluate new products, services, projects, etc. available in the retail asset finance space

- Development and implementation of effective processes systems supporting risk strategy

- Development of efficient and streamlined capital & liquidity processes

- Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape

- Have understanding of processes, controls, etc.