FatakPay Digital - Manager - Treasury

About the job:

Location: Andheri Mumbai.

Experience: 3 To 4 Years.

Treasury Strategy & Capital Management:

- Support treasury strategy by raising capital through multiple financing avenues.

- Build and maintain strong relationships with lenders and financial institutions.

- Lead negotiations on commercial terms, legal clauses, and execute loan documentation.

- Prepare financing proposals, CMA data, business projections, and lender data packs.

- Facilitate execution, administration, and record-keeping of loan agreements.

- Ensure ROC compliance for new borrowings and loan closures.

Cash Flow & Liquidity Management:

- Prepare and monitor daily and monthly cash flow projections to ensure adequate liquidity.

- Oversee daily cash management operations and banking infrastructure.

- Monitor lender payments, interest resets, and repayment schedules of all borrowings.

- Review deployment of surplus funds through Fixed Deposits and Mutual Fund transactions (investment/redemption/switch).

Reporting, MIS & Dashboard Management:

- Prepare and publish daily Treasury MIS and maintain Borrowing MIS dashboards.

- Maintain updated repayment schedules and monthly balance confirmations from banks.

- Prepare and circulate quarterly lender data packs.

- Submit book debts statements and covenant compliance certificates within timelines.

- Support implementation and optimization of treasury management systems.

Compliance, Audit & Risk Management:

- Maintain covenant trackers and ensure ongoing compliance with lending terms.

- Submit data for quarterly, half-yearly, and annual stock & receivable audits.

- Monitor daily investment positions in line with approved limits and risk framework.

- Ensure adherence to internal controls, compliance standards, and treasury policies.

Process Improvement & Controls:

- Identify operational gaps and implement process enhancements in treasury functions.

- Optimize reporting workflows and strengthen data accuracy and control mechanisms.