EXL Service - Impairment Forecasting Consultant

Job Title: Impairment Forecasting Consultant

Location: PAN India / Hybrid

About the Role:

We are seeking an impairments specialist to support impairment forecasting across retail portifolio. The role involves ensuring accurate estimation of expected credit losses (ECL).

Key Responsibilities:

- Support IFRS 9 / ECL modeling, validation, and monitoring across portfolios.

- Conduct impairment forecasting through transition matrices, roll-rates and recovery rate models.

- Partner with Finance, Risk, and Modelling teams to ensure alignment between impairment results.

- Review and challenge model outputs to ensure accuracy, governance, and compliance with regulatory standards.

Key Skills & Experience:

- 5-10 years of experience in Impairment Modelling and Impairment reporting / Credit Risk Analytics.

- Strong understanding of IFRS 9, ECL modeling and forecasting techniques.

- Proficiency in SAS / Python / SQL / Excel for data manipulation and analysis.

- Exposure to portfolio risk management, stress testing, and forecasting preferred.

- Strong analytical mindset with the ability to translate data into business insights.

- Excellent stakeholder management and presentation skills.