About the job:

Company Description:

Europ Assistance India (EA India), established in 2007, offers a range of services including Automotive & Roadside Assistance, Medical and Travel Services, and Concierge Services. The company is pioneering Digital Protection Assistance in India. Leveraging both local and global experience, Europ Assistance ensures uninterrupted service 24/7, 365 days a year.

We are seeking a highly analytical and results-driven Data & Pricing Manager to oversee portfolio monitoring, pricing model development, and performance reporting for our insurance and assistance portfolio. This role will serve as the actuarial backbone of the organization, ensuring performance is tracked accurately and pricing remains technically sound. Leveraging actuarial and technical expertise, the role plays a critical part in shaping profitable growth, ensuring data integrity, and enabling accurate financial forecasting across all our products. The ideal candidate will collaborate closes with underwriting, claims, finance and IT to drive data led decisions and maintain a profitability across the portfolio.

Key Responsibilities:

1. Portfolio Monitory & Performance Analysis:

- Manage and validate large insurance datasets across assistance and insurance lines.

- Ensure the accuracy, consistency, and accessibility of pricing, claims, and partner data.

- Develop and maintain dashboard reporting tools for key performance indicators (e.g., loss ratios, claims frequency, premium trends) at both portfolio and account level.

- Conduct monthly and quarterly portfolio reviews, highlighting deviations, deterioration risks, or improvement opportunities.

- Support performance monitoring of reinsured blocks, new business lines, and legacy portfolios.

2. Pricing & Actuarial Modelling:

- Build and maintain technical pricing models aligned with underwriting assumptions and market benchmarks.

- Support product development and renewal pricing with sound actuarial rationale and margin impact analysis.

- Design and implement actuarial development models for claims and reserves (e.g., IBNR, triangle methods).

3. Data Management & Centralized Reporting:

- Act as the single source of validated data for Underwriting

- Work with internal partners to ensure accurate, complete, and timely data submissions in required formats.

- Follow up with data manager on data issues, delays, or formatting errors and ensure continuous data quality monitoring.

4. Stakeholder Collaboration:

- Partner with finance for budgeting, planning, and technical result reporting.

- Collaborate with claims to analyze severity and frequency trends and adjust actuarial assumptions accordingly.

- Liaise with IT to improve data infrastructure and automation of portfolio monitoring tools.

- Support underwriting and commercial teams with analytical input on tenders, renewals, and product positioning.

5. Strategic Business Support:

- Provide data-driven insights to optimize commercial offers and renewal terms for partners

- Support cross-functional teams (Sales, Finance, Product) in decision-making with actionable data intelligence.

- Present findings and recommendations to senior management

6. Governance & Compliance:

- Ensure adherence to internal pricing governance and technical sign-off requirements.

- Prepare documentation for central actuarial review committees or regulatory reporting where required. Required Skills & Qualifications:

- Degree in actuarial science, Applied Mathematics, Engineering, or related field. - 5-7 years of experience in actuarial pricing, financial forecasting, or data analytics

- Proficient in R, Python, SQL, Excel, and data visualization/reporting tools.

- Excellent stakeholder management and presentation skills. Preferred Attributes:

- Experience in international assistance (e.g., travel, medical).

- Strong command of insurance portfolio management, risk assessment, and international actuarial standards.

- Ability to lead data teams and coordinate across multicultural environments.

If you have a passion for precision, thrive in cross-functional collaboration, and are ready to make an impact at an international level, we'd love to hear from you!